When a CRA Does Not Respond to Your Request for the Description and Procedure Used in 15 Days
$97.00
When a Credit Reporting Agency (CRA) fails to respond to your request for procedural descriptions within the mandated 15-day period, it’s crucial to assert your rights effectively. Our Dispute Escalation Toolkit is specifically designed to guide you through the next steps of holding CRAs accountable.
Customizable Template Letters: Easily modify our pre-written letters with your personal details, including your name, address, and specific account information. These templates address each major CRA—TransUnion, Experian, and Equifax—ensuring your dispute is directed appropriately.
Guided Instructions: Step-by-step instructions to help you correctly fill out and send your dispute escalation, including where to send and what details to include.
Legal Reference Points: The toolkit comes with references to pertinent legal standards such as 15 USC 1681i(7) and 1681i(5), empowering you with the knowledge to support your claims.
