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Blog

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid and how to deal with identity

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How to Delete Child Support in New York

Child support is an essential element in ensuring that children receive the necessary financialsupport from their parents, regardless of the

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How to Delete Child Support in Mississippi

In Mississippi, child support plays a critical role in ensuring that children receive adequate care and financial support from non-custodial

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How to Delete Child Support in California

Child support is a crucial aspect of ensuring that children receive adequate care and financial support from their parents, even

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Why Would I Need a Co-Signer for a Car Loan?

In the intricate world of financing and credit, securing an auto loan is a significant milestone for many. However, challenges

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a man holding his chin and smiling

How to Opt-Out of a Forced Arbitration Clause 

In an era where contracts govern many of our transactions, from subscribing to a new phone plan to accepting a

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5 Consumer Law Secrets Revealed

Consumer law is a critical yet often overlooked component of everyday transactions, offering protections that many individuals aren’t fully aware of. Beyond the surface of well-known consumer rights lies a treasure trove of strategies and legal insights that can significantly empower consumers.

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a man in a suit

Navigating Consumer Disputes: A Strategic Guide for the Informed Consumer

In today’s complex marketplace, consumer disputes are unfortunately common, ranging from billing errors to disputes over the quality of goods

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The Future of Consumer Rights: A Proactive Path to Protection and Empowerment

In an era defined by rapid technological advancements and shifting market dynamics, the future of consumer rights stands at a

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a man in a suit

15 U.S. Code § 1681b – Permissible Purposes of Consumer Reports

Navigating the Legal Landscape: A Deep Dive into the Permissible Uses of Consumer Reports In an era where personal information

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What Is an Opt-Out of Arbitration Letter?

  Navigating the complexities of legal agreements and contracts is a crucial skill in today’s fast-paced world. Among these complexities

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Where to Find Your Credit Score in 2024

In today’s financial landscape, understanding and monitoring your credit score is more crucial than ever. It’s a vital step in

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Transform Your Credit Score with Consumer Law Dispute.ai

Transform Your Credit Score with Consumer Law Dispute.ai 

The Future of Credit Repair: Consumer Law Dispute.ai In today’s fast-paced financial landscape, a robust credit score is more than

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a man in a suit

Your Guide to Understanding Debt Consolidation

Introduction In 2024, the landscape of personal finance continues to evolve rapidly, making the understanding of debt consolidation more crucial

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Debt Validation and Debt Consolidation

Introduction In today’s financial landscape, understanding the nuances of debt management is crucial. Two pivotal strategies, debt validation and debt

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How to Negotiate with Debt Collectors

A 3-Step Guide for Consumers Navigating the realm of debt collection can be daunting for many consumers. This guide simplifies

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A Guide To The Secret Senders List

Guide: The Secret Senders List

Our comprehensive guide reveals the latest features, usage tips, and ethical considerations to maximize your impact.

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Avoid Scams During The Holidays

How to Avoid Scams This Holiday Season

As a seasoned Consumer Law Educator, I understand that the holiday season, while festive and joyous, can also be a

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The Greenbook Lender’s Guide

What Is the Greenbook Lender’s Guide?

In the intricate domain of lending and finance, the Greenbook Lenders Guide stands as a cornerstone document, guiding decisions and

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Understanding-Child-Support-Removal-Letters

What Is a Child Support Removal Letter?

Navigating the complexities of credit repair requires understanding a myriad of tools and strategies, one of which is the Child

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Navigating-Credit-Repair

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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a man in a suit and tie

15 USC § 1681b: Understanding Permissible Purpose

Understanding Permissible Purpose 15 usc 1681b: What You Need to Know About Federal Regulations and Privacy Rights.

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How-To-Deal-With-Identity-Theft

How to Deal With Identity Theft: Hack You Never Knew

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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pyramid credit repair

What Happened to UWE Credit Repair?

Credit Repair Pyramid Scheme Financial Education Services Shut Down After Bilking Consumers of Over $213 Million

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$3.9-billion-in-Student-loans-canceled

$3.9 Billion in Student Loans Canceled. What You Need to Know

The Biden administration announced today that it will discharge all remaining federal student loans for 208,000 student loan borrowers who attended ITT Technical Institute ITT

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How-to-get-paid-$1000

How to Get Paid $1000 or More per Inquiry

I went to credit con right. And there was some executives at credit con that said that they report information to consumer reporting agencies

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Credit: What You Need To Know

Defining Credit Card Debt

Generally, “credit” refers to a contractual agreement in which a borrower receives money from another person or institution

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Do-You-Know-World’s-Debt-History

Do You Know World’s Debt History

What Made Us All Debt-ridden – A significant amount of lives is shaped by debt, so much so that it seems immortal and eternal.

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Graph

FICO® Score: What Is It?

FICO SCORE by CONSUMER LAW SECRET Today, I’m going to talk about the FICO® SCORE? But first, if you’re new

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how to delete inquiries on credit report

Free Training: How to Delete Inquiries on Credit Report

Here is the link to the free training showing you how to remove inquiries from your credit report for free:

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Logo of Consumer Law Secrets University (CLSU)

Opening Of Consumer Law Secrets University (CLSU)

Hey! Its Daraine Delevante, your favorite Consumer Law Secret Expert. We are very proud to announce the opening of Consumer

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Simple Steps to Repair Credit and Build Wealth 0:47

Simple Steps to Repair Credit and Build Wealth

66 Views
2 days ago

It’s never too late to rewrite your financial story. The only question is… are YOU ready to chan...

How to Remove Late Payments Legally 0:19

How to Remove Late Payments Legally

169 Views
2 days ago

Late payments are illegal—yet most people still pay for them! Learn how to delete negative account...

Stop Fake Credit Complaints Before It’s Too Late 2:25

Stop Fake Credit Complaints Before It’s Too Late

645 Views
2 days ago

FPB is cracking down on fraudulent credit repair schemes targeting vulnerable people. Stop following...

The Truth About Credit Reports They Hope You Never Learn” 0:58

The Truth About Credit Reports They Hope You...

130 Views
3 days ago

Banks profit off your bad credit, late payments & collections while trapping you in debt. Learn your...

Why You Should STOP Automatic Bill Pay From Your Bank Account 1:41

Why You Should STOP Automatic Bill Pay From...

1.3K Views
3 days ago

After 23 years in banking, here’s why you should never use your debit card for bills. Learn the sm...

This ONE Law Can Help You Delete Negative Items 0:49

This ONE Law Can Help You Delete Negative...

153 Views
3 days ago

They MUST notify you of negative items under 15 USC 1681s-2 — it’s your right. If creditors didn...

They Said They Can’t Verify You? Send THIS Letter! 2:02

They Said They Can’t Verify You? Send THIS...

381 Views
4 days ago

Bureaus saying they “can’t verify you” after you sent all your docs? That’s a stall tactic! ...

How to Sue Debt Collectors and Win $3K–$5K! 0:41

How to Sue Debt Collectors and Win $3K–$5K!

155 Views
4 days ago

Debt collectors only have 3 legal responses to a Cease & Desist letter. If they slip, you can win $3...

Credit Isn’t Debt: How to Use Credit as Leverage to Build Wealt 0:47

Credit Isn’t Debt: How to Use Credit as...

107 Views
4 days ago

Credit isn’t just debt—it’s POWER. Learn how to delete negative items, master the system, and ...

Why You NEVER Got a Late Payment Notice (Bank Secret Revealed) 0:52

Why You NEVER Got a Late Payment Notice...

404 Views
5 days ago

Did you know banks must notify you 30 days BEFORE reporting a late payment? If they didn’t, that�...

Why You MUST Delete Old Addresses From Your Credit Report 0:48

Why You MUST Delete Old Addresses From Your...

237 Views
5 days ago

Outdated addresses, names & info on your credit report can stop disputes before they start.  Here�...

Why Success Demands You Go ALL IN: No Plan B for Wealth & Freedom 0:40

Why Success Demands You Go ALL IN: No...

161 Views
6 days ago

Success isn’t for the half-committed! If you’re serious about credit repair, wealth building, an...

Why Child Support & Tickets Shouldn’t Be On Your Credit Report! 1:02

Why Child Support & Tickets Shouldn’t Be On...

763 Views
6 days ago

They’ve been LYING to you about credit Child support, tickets & municipal fines aren’t consumer ...

Why Student Loan Servicers Can’t Legally Report Late Payments! 1:58

Why Student Loan Servicers Can’t Legally Report Late...

265 Views
6 days ago

Student loan servicers aren’t banks—so why are they reporting your late payments? Learn how to c...

How to Delete Bankruptcies & Repos From Your Credit Report Legally 0:24

How to Delete Bankruptcies & Repos From Your...

158 Views
7 days ago

Banks & credit bureaus profit from your fear. Learn how to legally delete bankruptcies, repos, & neg...

How to Delete Debt & Collect Thousands in Damages 1:11

How to Delete Debt & Collect Thousands in...

508 Views
7 days ago

Banks and debt collectors have been breaking the law for YEARS — and most people don’t even know...

The Secret Credit Repair Strategy Banks Don’t Want You to Know 0:41

The Secret Credit Repair Strategy Banks Don’t Want...

1.3K Views
1 week ago

Bad credit keeps you trapped while the wealthy use credit to build wealth. Learn the consumer law st...

Credit Repair & Wealth Hacks: Stop Chasing Money, Start Creating It 2:06

Credit Repair & Wealth Hacks: Stop Chasing Money,...

246 Views
1 week ago

Stop trading time for money. Wealthy people solve problems, not clock more hours. Learn how to delet...

Student Loans Are Secretly Wrecking Your Credit — Here’s How to Stop It! 1:07

Student Loans Are Secretly Wrecking Your Credit —...

894 Views
1 week ago

Student loans shouldn’t destroy your credit. Learn how to challenge negative reporting and fight b...

How to Legally Delete Debt Using the Equifax Lawsuit 0:31

How to Legally Delete Debt Using the Equifax...

218 Views
1 week ago

The Equifax lawsuit changes the game for credit repair. Discover how to leverage consumer law, chall...

The Truth About Late Payments They Don’t Want You to Know 0:19

The Truth About Late Payments They Don’t Want...

1.3K Views
1 week ago

Late payments are NOT legal debt—yet millions still pay for them. Learn how to fight back, delete ...

Stop Letting the Credit Bureaus Control Your Life 0:19

Stop Letting the Credit Bureaus Control Your Life

156 Views
1 week ago

Late payments are ILLEGAL — yet millions still pay for them! Discover how to take back control, de...

How to Stop Debt Collector Harassment LEGALLY 2:27

How to Stop Debt Collector Harassment LEGALLY

1K Views
1 week ago

Debt collectors blowing up your phone? That’s illegal. Learn how to stop harassment, validate debt...

How We Deleted 5 Accounts in 1 Day Using Consumer Law! 1:12

How We Deleted 5 Accounts in 1 Day...

247 Views
1 week ago

Wiped 2 auto loans, 2 collections & a charge-off in 1 DAY using consumer law!  Ready to delete deb...

How to Challenge Debt Collectors Using the FTC Banned List 0:56

How to Challenge Debt Collectors Using the FTC...

144 Views
1 week ago

Stop letting debt collectors control the narrative. Learn how to triage debt collections, use the FT...

Boost Your Credit Score FAST with Consumer Law 0:30

Boost Your Credit Score FAST with Consumer Law

144 Views
2 weeks ago

Stop struggling to fix your credit alone! Learn how to delete debt legally, rebuild your credit, and...

Generational Wealth Isn’t Wealth If It Doesn’t Last 2:26

Generational Wealth Isn’t Wealth If It Doesn’t Last

635 Views
2 weeks ago

Generational wealth means nothing if your kids waste it on Ubers & lattes. Wealth isn’t just made�...

How to Fix Bad Credit and Fund Your Business 0:34

How to Fix Bad Credit and Fund Your...

160 Views
2 weeks ago

Struggling with bad credit or denials? In just 5 days, learn to delete negative items legally, maste...

How to Legally Remove Negative Items from Your Report 0:53

How to Legally Remove Negative Items from Your...

153 Views
2 weeks ago

Stop fighting credit battles alone! Learn to delete debt legally, rebuild your credit, and create re...

Why Being Broke Is a Trap 0:32

Why Being Broke Is a Trap

122 Views
2 weeks ago

Being broke isn’t noble—it’s a trap. Learn how to rebuild your credit, delete debt legally, an...

The Secret Triage Method to Beat Debt Collections 0:56

The Secret Triage Method to Beat Debt Collections

90 Views
2 weeks ago

Stop wasting time on weak disputes! Learn the triage method to challenge debt collectors, delete neg...

UCC § 3-301 & 3-309: How Lenders Lose Their Right to Collect 0:40

UCC § 3-301 & 3-309: How Lenders Lose...

175 Views
2 weeks ago

Did you know if your mortgage & promissory note are separated, the debt may be unenforceable under U...

How to Legally Fight Credit Bureaus and WIN 1:33

How to Legally Fight Credit Bureaus and WIN

205 Views
2 weeks ago

They tried to play me, but I knew better! By keeping a paper trail and using consumer law, I got 10 ...

Why Credit Repair Fails Without Mentorship 0:53

Why Credit Repair Fails Without Mentorship

122 Views
2 weeks ago

Most people struggle with credit repair because they try to fight the system alone. The truth? Succe...

Delete Collections, Late Payments & Inquiries Using Consumer Law 0:52

Delete Collections, Late Payments & Inquiries Using Consumer...

130 Views
2 weeks ago

Tried Credit Repair Cloud & got nothing but stall letters? 🤦🏽‍♂️ Here’s how I deleted ...

Why America Has No Real Money 0:57

Why America Has No Real Money

206 Views
2 weeks ago

America runs on debt, not money. The rich know how to use credit, leverage, and tax laws to build we...

How I Forced Credit Bureaus to Delete Everything 1:03

How I Forced Credit Bureaus to Delete Everything

476 Views
2 weeks ago

They had NO choice but to delete it Credit bureaus are required to follow the law—and when you kno...

How I Got 10 Hard Inquiries Deleted from My Credit Report 1:33

How I Got 10 Hard Inquiries Deleted from...

364 Views
2 weeks ago

They tried to trap me, but I played smarter. 10 hard inquiries—DELETED from Experian & Equifax. Do...

Why FREE Credit Repair Keeps You Broke 0:33

Why FREE Credit Repair Keeps You Broke

171 Views
2 weeks ago

“Free” advice sounds good… but it’s why most people stay stuck. If you’re serious about fi...

The Mindset Hack Billionaires Use to Level Up 0:35

The Mindset Hack Billionaires Use to Level Up

113 Views
2 weeks ago

Stop scrolling and start feeding your mind what billionaires already know — your outside world wil...

How to Delete Debt Using Proof 0:24

How to Delete Debt Using Proof

201 Views
2 weeks ago

Stop hoping for justice—document everything. Proof gives you power to fight back, protect your cre...

Why Your Future Self Is Already Waiting for You 0:19

Why Your Future Self Is Already Waiting for...

1.1K Views
2 weeks ago

You’re not stuck — you’re just not at your final form yet.  It’s time to step into the weal...

Why Your Mindset Is Hurting Your Credit Score 0:42

Why Your Mindset Is Hurting Your Credit Score

121 Views
2 weeks ago

Your credit score isn’t the real problem—your mindset is. Stop chasing 800 with 500-score habits...

Why Success Demands Discomfort 0:40

Why Success Demands Discomfort

83 Views
2 weeks ago

You can’t grow where you’re being kept small. Real success happens when you step out of your com...

Why Being Broke Has Nothing To Do With Money 0:44

Why Being Broke Has Nothing To Do With...

145 Views
3 weeks ago

I’ve been broke and I’ve been rich — and here’s the truth: being broke isn’t about your ba...

Why Child Support Isn’t About Your Child 1:25

Why Child Support Isn’t About Your Child

96 Views
3 weeks ago

They don’t call it “Child Support” to protect families — it’s Title IV-D debt collection. ...

Why Your Credit Karma Score Won’t Get You Approved 0:43

Why Your Credit Karma Score Won’t Get You...

900 Views
3 weeks ago

Think your Credit Karma score is what banks see? Wrong!! 90% of lenders use FICO scores, not Vantage...

Why Perfection Is Stopping You From Success 1:21

Why Perfection Is Stopping You From Success

139 Views
3 weeks ago

Stop waiting for the “perfect time” — it doesn’t exist. Done is better than perfect because ...

How I Built an 800 Credit Score with Just $500 Credit Cards 1:18

How I Built an 800 Credit Score with...

314 Views
3 weeks ago

I built an 800 credit score starting with $500 credit cards — no shortcuts, just patience and the ...

How to Delete Debt & Beat Collectors Legally 1:30

How to Delete Debt & Beat Collectors Legally

219 Views
3 weeks ago

CONSUMER LAW FLIPS THE SCRIPT! When credit bureaus and collectors ignore you—that’s YOUR win. L...

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