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Blog

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid and how to deal with identity

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How to Delete Child Support in New York

Child support is an essential element in ensuring that children receive the necessary financialsupport from their parents, regardless of the

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How to Delete Child Support in Mississippi

In Mississippi, child support plays a critical role in ensuring that children receive adequate care and financial support from non-custodial

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How to Delete Child Support in California

Child support is a crucial aspect of ensuring that children receive adequate care and financial support from their parents, even

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Why Would I Need a Co-Signer for a Car Loan?

In the intricate world of financing and credit, securing an auto loan is a significant milestone for many. However, challenges

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a man holding his chin and smiling

How to Opt-Out of a Forced Arbitration Clause 

In an era where contracts govern many of our transactions, from subscribing to a new phone plan to accepting a

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5 Consumer Law Secrets Revealed

Consumer law is a critical yet often overlooked component of everyday transactions, offering protections that many individuals aren’t fully aware of. Beyond the surface of well-known consumer rights lies a treasure trove of strategies and legal insights that can significantly empower consumers.

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a man in a suit

Navigating Consumer Disputes: A Strategic Guide for the Informed Consumer

In today’s complex marketplace, consumer disputes are unfortunately common, ranging from billing errors to disputes over the quality of goods

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The Future of Consumer Rights: A Proactive Path to Protection and Empowerment

In an era defined by rapid technological advancements and shifting market dynamics, the future of consumer rights stands at a

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a man in a suit

15 U.S. Code § 1681b – Permissible Purposes of Consumer Reports

Navigating the Legal Landscape: A Deep Dive into the Permissible Uses of Consumer Reports In an era where personal information

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a man in suit and a robot

What Is an Opt-Out of Arbitration Letter?

  Navigating the complexities of legal agreements and contracts is a crucial skill in today’s fast-paced world. Among these complexities

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Where to Find Your Credit Score in 2024

In today’s financial landscape, understanding and monitoring your credit score is more crucial than ever. It’s a vital step in

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Transform Your Credit Score with Consumer Law Dispute.ai

Transform Your Credit Score with Consumer Law Dispute.ai 

The Future of Credit Repair: Consumer Law Dispute.ai In today’s fast-paced financial landscape, a robust credit score is more than

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a man in a suit

Your Guide to Understanding Debt Consolidation

Introduction In 2024, the landscape of personal finance continues to evolve rapidly, making the understanding of debt consolidation more crucial

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a man holding a microphone

Debt Validation and Debt Consolidation

Introduction In today’s financial landscape, understanding the nuances of debt management is crucial. Two pivotal strategies, debt validation and debt

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How to Negotiate with Debt Collectors

A 3-Step Guide for Consumers Navigating the realm of debt collection can be daunting for many consumers. This guide simplifies

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A Guide To The Secret Senders List

Guide: The Secret Senders List

Our comprehensive guide reveals the latest features, usage tips, and ethical considerations to maximize your impact.

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Avoid Scams During The Holidays

How to Avoid Scams This Holiday Season

As a seasoned Consumer Law Educator, I understand that the holiday season, while festive and joyous, can also be a

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The Greenbook Lender’s Guide

What Is the Greenbook Lender’s Guide?

In the intricate domain of lending and finance, the Greenbook Lenders Guide stands as a cornerstone document, guiding decisions and

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Understanding-Child-Support-Removal-Letters

What Is a Child Support Removal Letter?

Navigating the complexities of credit repair requires understanding a myriad of tools and strategies, one of which is the Child

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Navigating-Credit-Repair

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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a man in a suit and tie

15 USC § 1681b: Understanding Permissible Purpose

Understanding Permissible Purpose 15 usc 1681b: What You Need to Know About Federal Regulations and Privacy Rights.

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How-To-Deal-With-Identity-Theft

How to Deal With Identity Theft: Hack You Never Knew

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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pyramid credit repair

What Happened to UWE Credit Repair?

Credit Repair Pyramid Scheme Financial Education Services Shut Down After Bilking Consumers of Over $213 Million

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$3.9-billion-in-Student-loans-canceled

$3.9 Billion in Student Loans Canceled. What You Need to Know

The Biden administration announced today that it will discharge all remaining federal student loans for 208,000 student loan borrowers who attended ITT Technical Institute ITT

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How-to-get-paid-$1000

How to Get Paid $1000 or More per Inquiry

I went to credit con right. And there was some executives at credit con that said that they report information to consumer reporting agencies

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Credit: What You Need To Know

Defining Credit Card Debt

Generally, “credit” refers to a contractual agreement in which a borrower receives money from another person or institution

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Do-You-Know-World’s-Debt-History

Do You Know World’s Debt History

What Made Us All Debt-ridden – A significant amount of lives is shaped by debt, so much so that it seems immortal and eternal.

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Graph

FICO® Score: What Is It?

FICO SCORE by CONSUMER LAW SECRET Today, I’m going to talk about the FICO® SCORE? But first, if you’re new

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how to delete inquiries on credit report

Free Training: How to Delete Inquiries on Credit Report

Here is the link to the free training showing you how to remove inquiries from your credit report for free:

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Logo of Consumer Law Secrets University (CLSU)

Opening Of Consumer Law Secrets University (CLSU)

Hey! Its Daraine Delevante, your favorite Consumer Law Secret Expert. We are very proud to announce the opening of Consumer

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The Secret Steps To Better Credit Revealed! 6:25

The Secret Steps To Better Credit Revealed!

8 Views
11 hours ago

FORBIDDEN CREDIT: The #1 Self-Help Credit Repair Book in the Nation (20,000+ Sold!) Welcome to Forb...

STOP Scrolling! Here’s How You Can Support This Credit Movement 1:10

STOP Scrolling! Here’s How You Can Support This...

45 Views
15 hours ago

If I’ve ever helped you understand credit, take one second to like, comment, and subscribe. That�...

How to Delete Late Payments FAST Using This Law! 1:28

How to Delete Late Payments FAST Using This...

552 Views
23 hours ago

Learn how 15 U.S.C. § 1666b can help you REMOVE late payments from your credit report fast! Don’t...

How Realtors Can Close More Deals Using Consumer Law 1:23

How Realtors Can Close More Deals Using Consumer...

281 Views
1 day ago

Realtors are losing deals due to bad credit—and most don’t even know it. Partner with a credit r...

What Men Really Get from Marriage Might Shock You 2:12

What Men Really Get from Marriage Might Shock...

511 Views
1 day ago

Is marriage still worth it for men? In this clip, we break down the harsh truth: divorce often pays ...

How I Helped Thousands Fix Their Credit Fast 1:41

How I Helped Thousands Fix Their Credit Fast

217 Views
2 days ago

Tired of credit confusion and expensive gurus? Join the Credit Repair Made Easy Academy for just $67...

How to Fix Your Credit in 2025!! These 2 Books have helped over 20,000 people to fix their credit. 4:09

How to Fix Your Credit in 2025!! These...

94 Views
2 days ago

Bad Credit? Late Payments? Collections? It’s time to stop struggling and start fixing your credit ...

$67 Credit Repair Coaching That Actually Works 1:33

$67 Credit Repair Coaching That Actually Works

449 Views
2 days ago

Tired of denials, high interest, and credit issues? For just $67, get LIVE coaching (not a recording...

The Dispute Sequence That Gets Results (Consumer Law Hack) 1:53

The Dispute Sequence That Gets Results (Consumer Law...

312 Views
2 days ago

Stop sending random dispute letters. Start using the proven late payment dispute sequence: ✅ Round...

Dispute Letters That Actually Work in 2025 1:20

Dispute Letters That Actually Work in 2025

607 Views
2 days ago

Got a charge-off or late payment on your credit report? I helped my client delete both—then the cr...

The Secret Document Credit Experts Use to Beat Debt Collectors 0:56

The Secret Document Credit Experts Use to Beat...

136 Views
3 days ago

Most people lose debt collection disputes because they never ask the right questions. In this short,...

When a Trust Fund Baby Gets Cut Off (She Wasn’t Ready) 2:26

When a Trust Fund Baby Gets Cut Off...

691 Views
3 days ago

She walked into a luxury store with confidence… but her card declined.  Daddy cut her off. This i...

How Changing My Mindset & Reading 140 Books Saved My Credit 1:06

How Changing My Mindset & Reading 140 Books...

150 Views
3 days ago

I escaped bad credit by resetting my mindset and reading 140+ books on finance, credit, and consumer...

2 Bestselling Credit Repair Books Bundled for Only $55 — Here’s Why! 1:34

2 Bestselling Credit Repair Books Bundled for Only...

618 Views
4 days ago

Struggling with multiple names, phone numbers, or addresses on your credit report? These errors can ...

Credit Repair from Lawsuits? Here’s How the Pros Do It! 0:31

Credit Repair from Lawsuits? Here’s How the Pros...

195 Views
4 days ago

This Equifax lawsuit might be the best-kept secret in credit repair. I’ve read hundreds of legal c...

The Truth About Pre-Approvals and Credit Karma 1:14

The Truth About Pre-Approvals and Credit Karma

608 Views
4 days ago

Credit Karma shows your VantageScore—but 95% of lenders use FICO. Don’t get denied over the wron...

I Fixed My Credit Score - Here's How 3:59

I Fixed My Credit Score - Here's How

197 Views
4 days ago

Bad Credit? Late Payments? Collections? It’s time to stop struggling and start fixing your credit ...

What to Do When You’re Sued Without Notice! 1:15

What to Do When You’re Sued Without Notice!

624 Views
5 days ago

If you got sued without getting a debt notice first, your rights may have been violated. Learn how t...

They Can’t Report Your Repo Without THIS! (Credit Repair Tip) 0:54

They Can’t Report Your Repo Without THIS! (Credit...

1.4K Views
5 days ago

Did your lender report a repo deficiency balance without explaining how it was calculated? That’s ...

Credit Repair Cloud FAILED Me Until I Found THIS! 0:52

Credit Repair Cloud FAILED Me Until I Found...

180 Views
5 days ago

Tried templates and got nowhere? I deleted 20+ inquiries, collections & more using consumer law stra...

This ONE Letter Can Silence Debt Collectors (Here’s How) 0:54

This ONE Letter Can Silence Debt Collectors (Here’s...

761 Views
6 days ago

Legally stop debt collectors using 15 U.S.C. §1692c(c)! If you send a written refusal to pay or cea...

5-Day Challenge Recap: How We Beat Debt Collectors and Cleaned Credit Reports 1:51

5-Day Challenge Recap: How We Beat Debt Collectors...

127 Views
6 days ago

Debt collectors calling you at once? Send a cease and desist letter to stop them! Learn the phone di...

Credit Dispute Strategy That Forces Removals 1:03

Credit Dispute Strategy That Forces Removals

587 Views
6 days ago

They deleted everything after my dispute—15 days and they admitted violation. Experian, TransUnion...

The #1 Mindset Shift You Need for Financial Freedom 1:06

The #1 Mindset Shift You Need for Financial...

623 Views
6 days ago

Struggling with credit? The right mindset is your foundation for success! Learn how shifting my thin...

Credit Repair Secrets: Use This Law to Opt Out of Data Sharing and Clean Your Report 1:21

Credit Repair Secrets: Use This Law to Opt...

1.6K Views
7 days ago

Learn how 15 U.S.C. 6802 helps you stop financial institutions from sharing your personal info and g...

How I Removed Late Payments from My Credit Report Using Dispute Letters 1:49

How I Removed Late Payments from My Credit...

519 Views
7 days ago

Watch how a simple dispute letter wiped late payments from a $2.77 collection and a paid charge-off ...

This Is Why Your Credit Report Is Misleading You 1:27

This Is Why Your Credit Report Is Misleading...

609 Views
1 week ago

Your payment history might not mean what you think it does... Want to really learn the game? Text "...

The Hidden Truth Behind Late Payments and Your Score 0:52

The Hidden Truth Behind Late Payments and Your...

125 Views
1 week ago

Late payments aren’t legal?!  Your transactions aren’t supposed to be in your credit report—s...

Why Your Late Payments Might Be ILLEGAL | FICO vs Consumer Law Explained 1:23

Why Your Late Payments Might Be ILLEGAL |...

1.7K Views
1 week ago

Banks are legally “persons”? So how can they report your private transactions and late payments?...

How I Fixed My Credit and Got 2 Clients Without Trying 1:47

How I Fixed My Credit and Got 2...

282 Views
1 week ago

Fixed my credit. Got 2 clients without trying.  Late payments on closed accounts? Still hurting you...

How TAP-TO-PAY Protects You from Credit Card Scams & Identity Theft 2:50

How TAP-TO-PAY Protects You from Credit Card Scams...

118 Views
1 week ago

Learn the simple TAP-TO-PAY hack that protects you from credit card scams and identity theft! Don’...

How I Disputed 9 Late Payments & Won! 1:10

How I Disputed 9 Late Payments & Won!

712 Views
1 week ago

Had 9 late payments wrongly reported on my credit? I disputed them multiple times, filed a complaint...

How to Buy a 4-Plex with Only 1.5% Down Using FHA 203k Loan & Agent Commission 1:28

How to Buy a 4-Plex with Only 1.5%...

726 Views
1 week ago

Discover how to buy a 4-plex with only 1.5% down using the FHA 203k loan and your own agent commissi...

Why Everything Goes Wrong When You Commit to Growth 1:29

Why Everything Goes Wrong When You Commit to...

545 Views
1 week ago

When you finally commit to changing your life—everything goes wrong.  In this video, I reveal why...

FICO Scores Are a Scam? Here’s the Truth! 1:15

FICO Scores Are a Scam? Here’s the Truth!

844 Views
1 week ago

FICO is just a brand — not the full story. Real credit power lies in your consumer report and your...

Identity Theft Report Misuse by Credit Companies 10:22

Identity Theft Report Misuse by Credit Companies

304 Views
1 week ago

🚨 Credit Repair WARNING: Stop Letting Companies File Fake Identity Theft Reports! Learn How to Fi...

Credit Repair That Actually Works | My $10K Debt Story 1:30

Credit Repair That Actually Works | My $10K...

1.1K Views
1 week ago

I paid off $10K in credit card debt in 6 months and hit an 805 credit score—while overseas in 140�...

No Trust Fund? Use Credit to Build Wealth FAST 1:28

No Trust Fund? Use Credit to Build Wealth...

769 Views
1 week ago

Didn’t grow up rich? Here’s the truth about credit they never taught you. Wealthy people don’t...

How to Break Family Cycles & Become a Multi-Millionaire 1:17

How to Break Family Cycles & Become a...

367 Views
2 weeks ago

I’m the ONE in my family who said, “It ends with me.” No more survival mode — I’m building...

🍳 BRUNCH & LEARN: Fix It. Sue Them. Get Paid. ☕ 1:31:56

🍳 BRUNCH & LEARN: Fix It. Sue Them....

873 Views
2 weeks ago

🍳 BRUNCH & LEARN: Fix It. Sue Them. Get Paid. ☕ Welcome to today’s Brunch & Learn session —...

FICO Is NOT Your Credit Report | The Legal Truth About Scores vs. Reports 1:27

FICO Is NOT Your Credit Report | The...

943 Views
2 weeks ago

Most people think FICO scores are your credit report… they're not.  Trade lines can boost your sc...

Why is it so easy to get pulled down and so hard to rise up? 1:20

Why is it so easy to get pulled...

500 Views
2 weeks ago

This mindset shift will change how you see growth, credit repair, and your circle. Protect your elev...

How to Think Like the Rich: Unlock the Mindset & Knowledge to Build Wealth Fast 1:19

How to Think Like the Rich: Unlock the...

750 Views
2 weeks ago

Abundance starts with the right mindset and knowledge— not luck. In this video, learn how rich peo...

Credit Repair Success Story with Consumer Law Tips 1:01

Credit Repair Success Story with Consumer Law Tips

419 Views
2 weeks ago

Imagine being debt-free and seeing your credit score rise — it’s possible with the right knowled...

How to Win Your Case When the Other Side Doesn’t Show Up | Avoid Getting Sued Again 1:29

How to Win Your Case When the Other...

626 Views
2 weeks ago

They sued you but didn’t show up? Don’t celebrate yet! If dismissed without prejudice, they can ...

Wells Fargo EXPOSED: $3.7B Lawsuit by CFPB | How Banks LEGALLY Profit Off Your Bad Credi 1:14

Wells Fargo EXPOSED: $3.7B Lawsuit by CFPB |...

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2 weeks ago

Wells Fargo hit with a $3.7B lawsuit 👀 They profit when your credit drops. It’s time to flip th...

Fixing Your Credit? Don’t Make These Common Mistakes 2:33

Fixing Your Credit? Don’t Make These Common Mistakes

534 Views
2 weeks ago

She hid the truth for 6 years… now everything’s falling apart.  This story isn’t just about b...

Fix Your Credit NOW! | The Truth About “Tomorrow” & Why It’s Costing You Money 1:27

Fix Your Credit NOW! | The Truth About...

831 Views
2 weeks ago

Stop waiting. Start winning. In this clip from the Consumer Law & Wealth Mastery 5-Day Challenge, Da...

Fixing Your Credit? Don’t Make These Common Mistakes 2:03

Fixing Your Credit? Don’t Make These Common Mistakes

611 Views
2 weeks ago

If you’re working with a credit consultant but still applying for new credit, missing payments, or...

💪 Welcome to Day 2 of the Consumer Law & Wealth Mastery 5-Day Challenge! 2:19:59

💪 Welcome to Day 2 of the Consumer...

589 Views
2 weeks ago

🔥 Today’s Topic: Taking Back Your Power with Consumer Law 📌 How to Delete Negative Items & ...

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