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Blog

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid and how to deal with identity

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How to Delete Child Support in New York

Child support is an essential element in ensuring that children receive the necessary financialsupport from their parents, regardless of the

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How to Delete Child Support in Mississippi

In Mississippi, child support plays a critical role in ensuring that children receive adequate care and financial support from non-custodial

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How to Delete Child Support in California

Child support is a crucial aspect of ensuring that children receive adequate care and financial support from their parents, even

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Why Would I Need a Co-Signer for a Car Loan?

In the intricate world of financing and credit, securing an auto loan is a significant milestone for many. However, challenges

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a man holding his chin and smiling

How to Opt-Out of a Forced Arbitration Clause 

In an era where contracts govern many of our transactions, from subscribing to a new phone plan to accepting a

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5 Consumer Law Secrets Revealed

Consumer law is a critical yet often overlooked component of everyday transactions, offering protections that many individuals aren’t fully aware of. Beyond the surface of well-known consumer rights lies a treasure trove of strategies and legal insights that can significantly empower consumers.

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a man in a suit

Navigating Consumer Disputes: A Strategic Guide for the Informed Consumer

In today’s complex marketplace, consumer disputes are unfortunately common, ranging from billing errors to disputes over the quality of goods

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The Future of Consumer Rights: A Proactive Path to Protection and Empowerment

In an era defined by rapid technological advancements and shifting market dynamics, the future of consumer rights stands at a

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a man in a suit

15 U.S. Code § 1681b – Permissible Purposes of Consumer Reports

Navigating the Legal Landscape: A Deep Dive into the Permissible Uses of Consumer Reports In an era where personal information

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a man in suit and a robot

What Is an Opt-Out of Arbitration Letter?

  Navigating the complexities of legal agreements and contracts is a crucial skill in today’s fast-paced world. Among these complexities

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Where to Find Your Credit Score in 2024

In today’s financial landscape, understanding and monitoring your credit score is more crucial than ever. It’s a vital step in

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Transform Your Credit Score with Consumer Law Dispute.ai

Transform Your Credit Score with Consumer Law Dispute.ai 

The Future of Credit Repair: Consumer Law Dispute.ai In today’s fast-paced financial landscape, a robust credit score is more than

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a man in a suit

Your Guide to Understanding Debt Consolidation

Introduction In 2024, the landscape of personal finance continues to evolve rapidly, making the understanding of debt consolidation more crucial

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a man holding a microphone

Debt Validation and Debt Consolidation

Introduction In today’s financial landscape, understanding the nuances of debt management is crucial. Two pivotal strategies, debt validation and debt

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How to Negotiate with Debt Collectors

A 3-Step Guide for Consumers Navigating the realm of debt collection can be daunting for many consumers. This guide simplifies

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A Guide To The Secret Senders List

Guide: The Secret Senders List

Our comprehensive guide reveals the latest features, usage tips, and ethical considerations to maximize your impact.

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Avoid Scams During The Holidays

How to Avoid Scams This Holiday Season

As a seasoned Consumer Law Educator, I understand that the holiday season, while festive and joyous, can also be a

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The Greenbook Lender’s Guide

What Is the Greenbook Lender’s Guide?

In the intricate domain of lending and finance, the Greenbook Lenders Guide stands as a cornerstone document, guiding decisions and

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Understanding-Child-Support-Removal-Letters

What Is a Child Support Removal Letter?

Navigating the complexities of credit repair requires understanding a myriad of tools and strategies, one of which is the Child

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Navigating-Credit-Repair

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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a man in a suit and tie

15 USC § 1681b: Understanding Permissible Purpose

Understanding Permissible Purpose 15 usc 1681b: What You Need to Know About Federal Regulations and Privacy Rights.

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How-To-Deal-With-Identity-Theft

How to Deal With Identity Theft: Hack You Never Knew

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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pyramid credit repair

What Happened to UWE Credit Repair?

Credit Repair Pyramid Scheme Financial Education Services Shut Down After Bilking Consumers of Over $213 Million

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$3.9-billion-in-Student-loans-canceled

$3.9 Billion in Student Loans Canceled. What You Need to Know

The Biden administration announced today that it will discharge all remaining federal student loans for 208,000 student loan borrowers who attended ITT Technical Institute ITT

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How-to-get-paid-$1000

How to Get Paid $1000 or More per Inquiry

I went to credit con right. And there was some executives at credit con that said that they report information to consumer reporting agencies

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Credit: What You Need To Know

Defining Credit Card Debt

Generally, “credit” refers to a contractual agreement in which a borrower receives money from another person or institution

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Do-You-Know-World’s-Debt-History

Do You Know World’s Debt History

What Made Us All Debt-ridden – A significant amount of lives is shaped by debt, so much so that it seems immortal and eternal.

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Graph

FICO® Score: What Is It?

FICO SCORE by CONSUMER LAW SECRET Today, I’m going to talk about the FICO® SCORE? But first, if you’re new

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how to delete inquiries on credit report

Free Training: How to Delete Inquiries on Credit Report

Here is the link to the free training showing you how to remove inquiries from your credit report for free:

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Logo of Consumer Law Secrets University (CLSU)

Opening Of Consumer Law Secrets University (CLSU)

Hey! Its Daraine Delevante, your favorite Consumer Law Secret Expert. We are very proud to announce the opening of Consumer

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2 Bestselling Credit Repair Books Bundled for Only $55 — Here’s Why! 1:34

2 Bestselling Credit Repair Books Bundled for Only...

61 Views
8 hours ago

Struggling with multiple names, phone numbers, or addresses on your credit report? These errors can ...

Credit Repair from Lawsuits? Here’s How the Pros Do It! 0:31

Credit Repair from Lawsuits? Here’s How the Pros...

100 Views
16 hours ago

This Equifax lawsuit might be the best-kept secret in credit repair. I’ve read hundreds of legal c...

The Truth About Pre-Approvals and Credit Karma 1:14

The Truth About Pre-Approvals and Credit Karma

312 Views
21 hours ago

Credit Karma shows your VantageScore—but 95% of lenders use FICO. Don’t get denied over the wron...

I Fixed My Credit Score - Here's How 3:59

I Fixed My Credit Score - Here's How

110 Views
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Bad Credit? Late Payments? Collections? It’s time to stop struggling and start fixing your credit ...

What to Do When You’re Sued Without Notice! 1:15

What to Do When You’re Sued Without Notice!

585 Views
1 day ago

If you got sued without getting a debt notice first, your rights may have been violated. Learn how t...

They Can’t Report Your Repo Without THIS! (Credit Repair Tip) 0:54

They Can’t Report Your Repo Without THIS! (Credit...

1K Views
2 days ago

Did your lender report a repo deficiency balance without explaining how it was calculated? That’s ...

Credit Repair Cloud FAILED Me Until I Found THIS! 0:52

Credit Repair Cloud FAILED Me Until I Found...

149 Views
2 days ago

Tried templates and got nowhere? I deleted 20+ inquiries, collections & more using consumer law stra...

This ONE Letter Can Silence Debt Collectors (Here’s How) 0:54

This ONE Letter Can Silence Debt Collectors (Here’s...

717 Views
2 days ago

Legally stop debt collectors using 15 U.S.C. §1692c(c)! If you send a written refusal to pay or cea...

5-Day Challenge Recap: How We Beat Debt Collectors and Cleaned Credit Reports 1:51

5-Day Challenge Recap: How We Beat Debt Collectors...

115 Views
3 days ago

Debt collectors calling you at once? Send a cease and desist letter to stop them! Learn the phone di...

Credit Dispute Strategy That Forces Removals 1:03

Credit Dispute Strategy That Forces Removals

575 Views
3 days ago

They deleted everything after my dispute—15 days and they admitted violation. Experian, TransUnion...

The #1 Mindset Shift You Need for Financial Freedom 1:06

The #1 Mindset Shift You Need for Financial...

620 Views
3 days ago

Struggling with credit? The right mindset is your foundation for success! Learn how shifting my thin...

Credit Repair Secrets: Use This Law to Opt Out of Data Sharing and Clean Your Report 1:21

Credit Repair Secrets: Use This Law to Opt...

1.5K Views
3 days ago

Learn how 15 U.S.C. 6802 helps you stop financial institutions from sharing your personal info and g...

How I Removed Late Payments from My Credit Report Using Dispute Letters 1:49

How I Removed Late Payments from My Credit...

505 Views
4 days ago

Watch how a simple dispute letter wiped late payments from a $2.77 collection and a paid charge-off ...

This Is Why Your Credit Report Is Misleading You 1:27

This Is Why Your Credit Report Is Misleading...

605 Views
4 days ago

Your payment history might not mean what you think it does... Want to really learn the game? Text "...

The Hidden Truth Behind Late Payments and Your Score 0:52

The Hidden Truth Behind Late Payments and Your...

116 Views
4 days ago

Late payments aren’t legal?!  Your transactions aren’t supposed to be in your credit report—s...

Why Your Late Payments Might Be ILLEGAL | FICO vs Consumer Law Explained 1:23

Why Your Late Payments Might Be ILLEGAL |...

1.6K Views
4 days ago

Banks are legally “persons”? So how can they report your private transactions and late payments?...

How I Fixed My Credit and Got 2 Clients Without Trying 1:47

How I Fixed My Credit and Got 2...

278 Views
5 days ago

Fixed my credit. Got 2 clients without trying.  Late payments on closed accounts? Still hurting you...

How TAP-TO-PAY Protects You from Credit Card Scams & Identity Theft 2:50

How TAP-TO-PAY Protects You from Credit Card Scams...

114 Views
5 days ago

Learn the simple TAP-TO-PAY hack that protects you from credit card scams and identity theft! Don’...

How I Disputed 9 Late Payments & Won! 1:10

How I Disputed 9 Late Payments & Won!

708 Views
5 days ago

Had 9 late payments wrongly reported on my credit? I disputed them multiple times, filed a complaint...

How to Buy a 4-Plex with Only 1.5% Down Using FHA 203k Loan & Agent Commission 1:28

How to Buy a 4-Plex with Only 1.5%...

712 Views
5 days ago

Discover how to buy a 4-plex with only 1.5% down using the FHA 203k loan and your own agent commissi...

Why Everything Goes Wrong When You Commit to Growth 1:29

Why Everything Goes Wrong When You Commit to...

544 Views
6 days ago

When you finally commit to changing your life—everything goes wrong.  In this video, I reveal why...

FICO Scores Are a Scam? Here’s the Truth! 1:15

FICO Scores Are a Scam? Here’s the Truth!

836 Views
6 days ago

FICO is just a brand — not the full story. Real credit power lies in your consumer report and your...

Identity Theft Report Misuse by Credit Companies 10:22

Identity Theft Report Misuse by Credit Companies

265 Views
6 days ago

🚨 Credit Repair WARNING: Stop Letting Companies File Fake Identity Theft Reports! Learn How to Fi...

Credit Repair That Actually Works | My $10K Debt Story 1:30

Credit Repair That Actually Works | My $10K...

1.1K Views
6 days ago

I paid off $10K in credit card debt in 6 months and hit an 805 credit score—while overseas in 140�...

No Trust Fund? Use Credit to Build Wealth FAST 1:28

No Trust Fund? Use Credit to Build Wealth...

766 Views
7 days ago

Didn’t grow up rich? Here’s the truth about credit they never taught you. Wealthy people don’t...

How to Break Family Cycles & Become a Multi-Millionaire 1:17

How to Break Family Cycles & Become a...

368 Views
1 week ago

I’m the ONE in my family who said, “It ends with me.” No more survival mode — I’m building...

🍳 BRUNCH & LEARN: Fix It. Sue Them. Get Paid. ☕ 1:31:56

🍳 BRUNCH & LEARN: Fix It. Sue Them....

803 Views
1 week ago

🍳 BRUNCH & LEARN: Fix It. Sue Them. Get Paid. ☕ Welcome to today’s Brunch & Learn session —...

FICO Is NOT Your Credit Report | The Legal Truth About Scores vs. Reports 1:27

FICO Is NOT Your Credit Report | The...

926 Views
1 week ago

Most people think FICO scores are your credit report… they're not.  Trade lines can boost your sc...

Why is it so easy to get pulled down and so hard to rise up? 1:20

Why is it so easy to get pulled...

501 Views
1 week ago

This mindset shift will change how you see growth, credit repair, and your circle. Protect your elev...

How to Think Like the Rich: Unlock the Mindset & Knowledge to Build Wealth Fast 1:19

How to Think Like the Rich: Unlock the...

752 Views
1 week ago

Abundance starts with the right mindset and knowledge— not luck. In this video, learn how rich peo...

Credit Repair Success Story with Consumer Law Tips 1:01

Credit Repair Success Story with Consumer Law Tips

419 Views
1 week ago

Imagine being debt-free and seeing your credit score rise — it’s possible with the right knowled...

How to Win Your Case When the Other Side Doesn’t Show Up | Avoid Getting Sued Again 1:29

How to Win Your Case When the Other...

627 Views
1 week ago

They sued you but didn’t show up? Don’t celebrate yet! If dismissed without prejudice, they can ...

Wells Fargo EXPOSED: $3.7B Lawsuit by CFPB | How Banks LEGALLY Profit Off Your Bad Credi 1:14

Wells Fargo EXPOSED: $3.7B Lawsuit by CFPB |...

1.1K Views
1 week ago

Wells Fargo hit with a $3.7B lawsuit 👀 They profit when your credit drops. It’s time to flip th...

Fixing Your Credit? Don’t Make These Common Mistakes 2:33

Fixing Your Credit? Don’t Make These Common Mistakes

535 Views
1 week ago

She hid the truth for 6 years… now everything’s falling apart.  This story isn’t just about b...

Fix Your Credit NOW! | The Truth About “Tomorrow” & Why It’s Costing You Money 1:27

Fix Your Credit NOW! | The Truth About...

832 Views
1 week ago

Stop waiting. Start winning. In this clip from the Consumer Law & Wealth Mastery 5-Day Challenge, Da...

Fixing Your Credit? Don’t Make These Common Mistakes 2:03

Fixing Your Credit? Don’t Make These Common Mistakes

612 Views
2 weeks ago

If you’re working with a credit consultant but still applying for new credit, missing payments, or...

💪 Welcome to Day 2 of the Consumer Law & Wealth Mastery 5-Day Challenge! 2:19:59

💪 Welcome to Day 2 of the Consumer...

573 Views
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🔥 Today’s Topic: Taking Back Your Power with Consumer Law 📌 How to Delete Negative Items & ...

How My Daughter Scored 700+ Credit by Age 18 1:01

How My Daughter Scored 700+ Credit by Age...

595 Views
2 weeks ago

A 700+ credit score by 18? Yes, it’s possible. Learn how to build strong credit early, break gener...

How Total Commitment Builds Unstoppable Success 0:56

How Total Commitment Builds Unstoppable Success

122 Views
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Total commitment means no retreat— only forward. When you burn your boats, you force yourself to o...

Viral CarMax Crash Story Reveals Dark Side of Auto Financing Scams 2:14

Viral CarMax Crash Story Reveals Dark Side of...

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CarMax traps customers with unfair contracts and hidden fees. This viral crash reveals how desperate...

Why Consumer Law Isn’t Boring — And How It Can BOOST Your Credit FAST! 1:30

Why Consumer Law Isn’t Boring — And How...

692 Views
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Learn how to WIN using consumer law with fun, easy, and effective strategies! Daraine breaks down th...

How to Legally Delete Auto Loans from Your Credit Report | Supreme Court Ruling Explained 1:10

How to Legally Delete Auto Loans from Your...

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Closed or open, your auto loan isn’t glued to your credit report. There’s no legal obligation to...

IRS Form 1099-C Explained: How Canceled Debt Affects Your Taxes in 2025 2:01

IRS Form 1099-C Explained: How Canceled Debt Affects...

674 Views
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You don’t owe me anything anymore… BUT YOU OWE THE IRS! Dodging debt? I’m sending 1099-Cs like...

Fixing Your Credit The Right Way!! 30:27

Fixing Your Credit The Right Way!!

607 Views
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There has never been an easier time to fix your credit than now! Do you want to learn how to fix you...

Why Child Support Shouldn’t Be on Your Credit Report | Credit Repair Truth You Need to Know 1:22

Why Child Support Shouldn’t Be on Your Credit...

788 Views
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Myth: Child support should NOT be on your credit report. Yet it often is, hurting your score. Want t...

How Creditors MUST Prove Late Payments Before Reporting | Protect Your Credit Score 1:23

How Creditors MUST Prove Late Payments Before Reporting...

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Creditors can’t just report a late payment whenever they want. They must send you a notice 21 days...

Debt Collectors Calling Too Much? 7 Calls in 7 Days Is ILLEGAL – Know Your Rights! 1:15

Debt Collectors Calling Too Much? 7 Calls in...

756 Views
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Debt collectors can’t call you more than 7 times in 7 days—and they BET you don’t know that. J...

How to Unlock Your Money-Making Potential | Stop Struggling with Bad Credit 0:21

How to Unlock Your Money-Making Potential | Stop...

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No shortage of money — just a shortage of know-how. Ready to unlock your money-making potential? �...

Scammed by ‘Mistake’? How to Use Consumer Law to Claim a Refund 0:54

Scammed by ‘Mistake’? How to Use Consumer Law...

1.1K Views
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Ever been scammed then hit with “Oops, it was a mistake”? That’s a bona fide error—but you s...

Master Your Credit: Build, Repair, and Secure Loans the Right Way 1:23

Master Your Credit: Build, Repair, and Secure Loans...

223 Views
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Trying to fix your credit 30 days before a loan? That’s not strategy—it’s panic. Start months ...

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