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Blog

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid and how to deal with identity

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How to Delete Child Support in New York

Child support is an essential element in ensuring that children receive the necessary financialsupport from their parents, regardless of the

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How to Delete Child Support in Mississippi

In Mississippi, child support plays a critical role in ensuring that children receive adequate care and financial support from non-custodial

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How to Delete Child Support in California

Child support is a crucial aspect of ensuring that children receive adequate care and financial support from their parents, even

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Why Would I Need a Co-Signer for a Car Loan?

In the intricate world of financing and credit, securing an auto loan is a significant milestone for many. However, challenges

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a man holding his chin and smiling

How to Opt-Out of a Forced Arbitration Clause 

In an era where contracts govern many of our transactions, from subscribing to a new phone plan to accepting a

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a man in a suit and tie

5 Consumer Law Secrets Revealed

Consumer law is a critical yet often overlooked component of everyday transactions, offering protections that many individuals aren’t fully aware of. Beyond the surface of well-known consumer rights lies a treasure trove of strategies and legal insights that can significantly empower consumers.

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a man in a suit

Navigating Consumer Disputes: A Strategic Guide for the Informed Consumer

In today’s complex marketplace, consumer disputes are unfortunately common, ranging from billing errors to disputes over the quality of goods

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The Future of Consumer Rights: A Proactive Path to Protection and Empowerment

In an era defined by rapid technological advancements and shifting market dynamics, the future of consumer rights stands at a

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a man in a suit

15 U.S. Code § 1681b – Permissible Purposes of Consumer Reports

Navigating the Legal Landscape: A Deep Dive into the Permissible Uses of Consumer Reports In an era where personal information

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a man in suit and a robot

What Is an Opt-Out of Arbitration Letter?

  Navigating the complexities of legal agreements and contracts is a crucial skill in today’s fast-paced world. Among these complexities

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Where to Find Your Credit Score in 2024

In today’s financial landscape, understanding and monitoring your credit score is more crucial than ever. It’s a vital step in

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Transform Your Credit Score with Consumer Law Dispute.ai

Transform Your Credit Score with Consumer Law Dispute.ai 

The Future of Credit Repair: Consumer Law Dispute.ai In today’s fast-paced financial landscape, a robust credit score is more than

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a man in a suit

Your Guide to Understanding Debt Consolidation

Introduction In 2024, the landscape of personal finance continues to evolve rapidly, making the understanding of debt consolidation more crucial

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a man holding a microphone

Debt Validation and Debt Consolidation

Introduction In today’s financial landscape, understanding the nuances of debt management is crucial. Two pivotal strategies, debt validation and debt

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How to Negotiate with Debt Collectors

A 3-Step Guide for Consumers Navigating the realm of debt collection can be daunting for many consumers. This guide simplifies

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A Guide To The Secret Senders List

Guide: The Secret Senders List

Our comprehensive guide reveals the latest features, usage tips, and ethical considerations to maximize your impact.

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Avoid Scams During The Holidays

How to Avoid Scams This Holiday Season

As a seasoned Consumer Law Educator, I understand that the holiday season, while festive and joyous, can also be a

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The Greenbook Lender’s Guide

What Is the Greenbook Lender’s Guide?

In the intricate domain of lending and finance, the Greenbook Lenders Guide stands as a cornerstone document, guiding decisions and

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Understanding-Child-Support-Removal-Letters

What Is a Child Support Removal Letter?

Navigating the complexities of credit repair requires understanding a myriad of tools and strategies, one of which is the Child

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Navigating-Credit-Repair

The Essential Guide to Opt-Out Arbitration Letters

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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a man in a suit and tie

15 USC § 1681b: Understanding Permissible Purpose

Understanding Permissible Purpose 15 usc 1681b: What You Need to Know About Federal Regulations and Privacy Rights.

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How-To-Deal-With-Identity-Theft

How to Deal With Identity Theft: Hack You Never Knew

Consumer Law teaches us that if you’ve got bad credit, you can get paid

That’s what you know.

Here’s how to deal with IDENTITY THEFT

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pyramid credit repair

What Happened to UWE Credit Repair?

Credit Repair Pyramid Scheme Financial Education Services Shut Down After Bilking Consumers of Over $213 Million

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$3.9-billion-in-Student-loans-canceled

$3.9 Billion in Student Loans Canceled. What You Need to Know

The Biden administration announced today that it will discharge all remaining federal student loans for 208,000 student loan borrowers who attended ITT Technical Institute ITT

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How-to-get-paid-$1000

How to Get Paid $1000 or More per Inquiry

I went to credit con right. And there was some executives at credit con that said that they report information to consumer reporting agencies

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Credit: What You Need To Know

Defining Credit Card Debt

Generally, “credit” refers to a contractual agreement in which a borrower receives money from another person or institution

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Do-You-Know-World’s-Debt-History

Do You Know World’s Debt History

What Made Us All Debt-ridden – A significant amount of lives is shaped by debt, so much so that it seems immortal and eternal.

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Graph

FICO® Score: What Is It?

FICO SCORE by CONSUMER LAW SECRET Today, I’m going to talk about the FICO® SCORE? But first, if you’re new

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how to delete inquiries on credit report

Free Training: How to Delete Inquiries on Credit Report

Here is the link to the free training showing you how to remove inquiries from your credit report for free:

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Logo of Consumer Law Secrets University (CLSU)

Opening Of Consumer Law Secrets University (CLSU)

Hey! Its Daraine Delevante, your favorite Consumer Law Secret Expert. We are very proud to announce the opening of Consumer

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Hidden Cost of Credit Pulls — Nobody Told You This… 1:30

Hidden Cost of Credit Pulls — Nobody Told...

212 Views
1 day ago

Ever wondered why your score drops after trying to get approved? Here’s what they don’t tell yo...

From Bad Credit to Boss Moves: How to Spot & Stop Predatory Lending 1:28

From Bad Credit to Boss Moves: How to...

741 Views
1 day ago

🤯 I was paying 18.9% interest on a USED 2007 Nissan Altima... in 2020. And I didn’t even know I...

The kid is NOT yours... should you still pay? 1:38

The kid is NOT yours... should you still...

745 Views
2 days ago

He raised that child for 6 years… and now you're telling him it wasn’t his? Let’s talk about c...

Investing in Education Conquering Fear & Doubts 0:42

Investing in Education Conquering Fear & Doubts

86 Views
2 days ago

I’ve heard it a hundred times: “Daraine… I only got this little bit of money left. You sure I ...

Delayed Gratification Made Me a Millionaire. 1:12

Delayed Gratification Made Me a Millionaire.

73 Views
2 days ago

Most people treat the bag like a reward. The rich? They treat it like a seed. 🌱 They plant it. Th...

This AI Tool Will Eat Up Portfolio Recovery! 1:17

This AI Tool Will Eat Up Portfolio Recovery!

729 Views
2 days ago

🧠 Real question… have YOU used AI for your credit yet? Be honest—are you still trying to wri...

How Identity Theft Happens Right In Front of You 2:50

How Identity Theft Happens Right In Front of...

587 Views
3 days ago

🚨 YOU EVER HANDED YOUR CARD TO SOMEONE… AND IMMEDIATELY REGRETTED IT? This video is WILD. 💳�...

How to Legally Force Compliance from Creditors — No Lies, Just Law 1:26

How to Legally Force Compliance from Creditors —...

697 Views
3 days ago

Too many people back down when the system labels them. But over here? We don’t run. We challenge e...

Why Most People Fail at Credit Repair Before They Even Start 0:34

Why Most People Fail at Credit Repair Before...

1K Views
3 days ago

Before you pick up a book… before you write a letter… before you even THINK about fixing your cr...

How Reporting to the BBB Helped Remove Personal Information from My Credit Report 1:17

How Reporting to the BBB Helped Remove Personal...

503 Views
3 days ago

All that noise? That's how they keep your file “confused” and your disputes ineffective. I sent...

Credit Repair Secrets THEY Never Told You (Watch Before You Give Up!) 13:27

Credit Repair Secrets THEY Never Told You (Watch...

303 Views
4 days ago

So many people are asking for breakthroughs—but when the blessing shows up, they ain't ready! 💯...

Budget Smarter. Swipe Better. Build Faster. 1:19

Budget Smarter. Swipe Better. Build Faster.

442 Views
4 days ago

Let’s keep it real: Most folks out here swiping cards with zero idea where their money is going ev...

Delete collections using this FREE government list! 0:52

Delete collections using this FREE government list!

1.3K Views
4 days ago

I don’t make promises—because legally, I can’t. But the results speak louder than anything I c...

Why “Cash is King” Is a LIE 1:29

Why “Cash is King” Is a LIE

1.1K Views
4 days ago

They said “Cash is King,” but let me ask you this—why is your cash the only one not protected ...

IS THIS CRIMINAL OR JUST EMOTIONAL? 2:57

IS THIS CRIMINAL OR JUST EMOTIONAL?

686 Views
5 days ago

He raised a little girl for 6 years. Thought she was his. Loved her like his own. But the truth? She...

Furnishing a late payment WITHOUT PROOF? That’s a VIOLATION. Period! 1:07

Furnishing a late payment WITHOUT PROOF? That’s a...

2K Views
5 days ago

They say you were late on your payment. But did they prove they gave you a 21-day heads-up? Under 1...

Why Most People Fail at Credit Repair 1:27

Why Most People Fail at Credit Repair

1.1K Views
5 days ago

STOP blaming credit repair companies when the truth is—you don’t know the law. Late payments, r...

How They Legally Force You To Pay Alleged Debts 1:09

How They Legally Force You To Pay Alleged...

284 Views
5 days ago

🚨 You’ve been lied to about credit. Let me show you the truth. Most people think credit report...

Consumer Laws & Credit After Dark 31:31

Consumer Laws & Credit After Dark

339 Views
6 days ago

Lets Talk About the things they dont want you to know abut your credit....

How Financial Literacy Flips Credit From a Trap to a Tool 0:58

How Financial Literacy Flips Credit From a Trap...

1.2K Views
6 days ago

What if credit cards weren’t the problem… but how you’ve been taught to use them is? See, the...

How the Law Protects You from False Pretenses in Consumer Data Access 1:05

How the Law Protects You from False Pretenses...

953 Views
6 days ago

💥 WARNING: YOUR CONSUMER DATA COULD BE AT RISK. KNOW THE LAW! 💥 Did you know that if someone ...

Why Your Environment Is Blocking Your Growth 1:29

Why Your Environment Is Blocking Your Growth

840 Views
6 days ago

I wasn’t born here. But after living in the Bronx, Brooklyn, Mount Vernon, and even New Hampshire ...

How to Talk About Credit on a First Date & Why It’s Crucial for Your Future 1:20

How to Talk About Credit on a First...

770 Views
7 days ago

💥 Let’s talk facts: Your credit score is more than a number—it’s your financial reputation....

Credit Repair Strategies + LIVE Q&A with Daraine Delevante! 50:58

Credit Repair Strategies + LIVE Q&A with Daraine...

452 Views
7 days ago

FREE Masterclass + LIVE Q&A with Daraine Delevante! Ready to fix your credit the legal way and fina...

Daraine Delevante’s Origin Story 0:55

Daraine Delevante’s Origin Story

406 Views
7 days ago

🚨 REAL STORY. REAL STRUGGLE. REAL GAME. 🚨 I didn’t come from wealth—I came from barefoot i...

Credit Stacking Secrets 1:30

Credit Stacking Secrets

1.2K Views
1 week ago

You’ve been applying for credit cards the hard way…and it’s costing you approvals and credit l...

How to Dispute Debt Still in the Statute of Limitations 1:18

How to Dispute Debt Still in the Statute...

382 Views
1 week ago

🧠 MOST PEOPLE THINK A VALIDATION FORM MEANS THE DEBT IS LEGIT... BUT THAT’S A LIE. If you’re...

NEW CHILD SUPPORT LAW 2:15

NEW CHILD SUPPORT LAW

883 Views
1 week ago

NEW CHILD SUPPORT LAW They say the parent paying support gets to claim the kids on taxes—even if ...

Why Your 750 Credit Score Doesn’t Matter Anymore 1:24

Why Your 750 Credit Score Doesn’t Matter Anymore

528 Views
1 week ago

🚨 Your 750 Credit Score Might Get You DENIED. Let that sink in… Because with Vantage 4.0 and A...

Daraine Delevante Mindset Masterclass 0:56

Daraine Delevante Mindset Masterclass

110 Views
1 week ago

🚨 Burn the Boats. Win or Die Trying. 🚨 Most people fail because they keep a backup plan. I ha...

Why Changing Your Environment is the Key to Success 1:26

Why Changing Your Environment is the Key to...

966 Views
1 week ago

🚨 You’ll NEVER build a million-dollar life in a $10 environment! 🚨 Listen, you can’t expe...

How to Delete Collections Using 12 CFR 1006.34(c) 1:21

How to Delete Collections Using 12 CFR 1006.34(c)

788 Views
1 week ago

🚨 They’re getting away with it because YOU don’t know the rules! 🚨 Debt collectors like M...

How Men Are Getting Trapped Financially 2:33

How Men Are Getting Trapped Financially

263 Views
1 week ago

🚨 CHILD SUPPORT = LEGALIZED FINANCIAL TRAP? 🚨 Yeah, I said it. Let’s talk about it. Anthony...

How to Delete a Bankruptcy in 4 Days Using Identity Theft Laws 0:21

How to Delete a Bankruptcy in 4 Days...

1.7K Views
1 week ago

🚨 They LIED to you about bankruptcy! 🚨 They told you it had to stay on your credit for 10 year...

How to Use TCPA Violations to Get Paid by Debt Collectors 1:20

How to Use TCPA Violations to Get Paid...

166 Views
1 week ago

🚨 Debt Collectors Are Violating Your Rights—and You’re LETTING Them! 🚨 Listen, the second...

How Daily Gratitude Can Reprogram Your Mind for Success 1:30

How Daily Gratitude Can Reprogram Your Mind for...

738 Views
1 week ago

🚨 Your name carries power… but does your mindset match it? 🚨 Every day I wake up and decide...

Why Total Commitment is the Key to Winning | Daraine Delevante 0:56

Why Total Commitment is the Key to Winning...

618 Views
1 week ago

🔥 BURN THE BOATS. COMMIT TO THE MISSION. 🔥 You wanna win? Then stop giving yourself an easy w...

FREE GAME: Make Money Mondays 💰 0:00

FREE GAME: Make Money Mondays 💰

1 week ago

FREE GAME: Make Money Mondays 💰How anyone can start selling digital products online! Join Us Thi...

How Creditors Profit & What They Don’t Want You to Know 1:24

How Creditors Profit & What They Don’t Want...

235 Views
2 weeks ago

💥 They got paid TWICE and STILL want YOU to pay? Let’s break it down. When you default on a loa...

How to Settle Debt for Less and Delete It from Your Credit Report 1:24

How to Settle Debt for Less and Delete...

772 Views
2 weeks ago

💥 DON’T pay that full debt amount—NEGOTIATE it off your credit report! Just because they’r...

The True Cost of Bad Credit: Predatory Auto Loans & Financial Ignorance 2:01

The True Cost of Bad Credit: Predatory Auto...

998 Views
2 weeks ago

🚨 She paid $255,773 for a Toyota Camry! YES, you read that right. That’s what happens when you...

How Title IV-D Is a Government Debt Collection Scheme 1:15

How Title IV-D Is a Government Debt Collection...

322 Views
2 weeks ago

THEY LIED TO YOU ABOUT CHILD SUPPORT. What if I told you child support isn’t about your kids—it�...

Why Creditors Get Away With Ignoring Your Disputes 1:25

Why Creditors Get Away With Ignoring Your Disputes

828 Views
2 weeks ago

They’re not getting away with it because they’re slick… they’re getting away with it because...

Why You Won't Do Credit Repair 0:55

Why You Won't Do Credit Repair

978 Views
2 weeks ago

You ever heard the saying, “Give a man a fish and he’ll eat for a day; teach him how to fish and...

How To Shut Down Debt Collectors LEGALLY 2:33

How To Shut Down Debt Collectors LEGALLY

723 Views
2 weeks ago

If you're hearing me right now, forget everything your auntie, your uncle, your cousin, or your favo...

Why You Should NEVER Send a Goodwill Letter 1:30

Why You Should NEVER Send a Goodwill Letter

880 Views
2 weeks ago

If you're hearing me right now, forget everything your auntie, your uncle, your cousin, or your favo...

How to Remove Child Support on Your Credit Report? 0:43

How to Remove Child Support on Your Credit...

1.1K Views
2 weeks ago

💥 They've known since 2003... but YOU didn't. Let me break this down real quick—CHILD SUPPORT s...

Why Our Communities Get Payday Loans 1:27

Why Our Communities Get Payday Loans

831 Views
2 weeks ago

🚨 STOP & THINK. Why do we get check cashing joints, payday loan traps, and “buy here, pay here�...

How to Delete Student Loans and Other Accounts from Your Credit Report Using Compliance & Disclosure 1:29

How to Delete Student Loans and Other Accounts...

596 Views
2 weeks ago

🚨 They told you student loans were permanent. They LIED. Let me break it down: If your student lo...

Understanding the Statute of Limitations on Credit Card Debt by State 1:26

Understanding the Statute of Limitations on Credit Card...

313 Views
2 weeks ago

🛑 STOP letting debt collectors play you like a rookie. If you don’t know your state's statute o...

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